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The Wealth Shelf

11 books to turn a good income into lasting wealth

11 books850 pages88 chapters110 worksheets9 Excel files11 real-world stories

Your money map, mutual funds, shares, asset mix, safe money, insurance, property, overseas investing, retirement, staying calm in market falls and passing it on. Education only, with invented funds and one Indian family's worked numbers.

Education only. Not investment, tax or legal advice.The books recommend no fund, share or product: every fund and company in the examples is invented. Tax is explained in principle, without rates; check current rules with your CA. ProShelf is not a SEBI-registered adviser.
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What's in the download
  • 11 book PDFs (850 pages, full colour)
  • 11 printable worksheet packs (110 worksheets and templates)
  • 9 Excel files: calculators, trackers and practice files
  • Sources and notes at the back of every book
Who it's for
  • Professionals earning well who are unsure where they stand
  • Couples planning goals, insurance and retirement
  • People holding many funds and FDs without a plan
  • Anyone getting family papers in order
Format and delivery
PDF files with 6 × 9 inch pages. You get a download link on the order page and by email right after payment. Excel files open in Microsoft Excel. See Start here for what to open first.
Licence and refunds
For the personal use of the buyer: please don't share, upload or resell the files. For team copies, email support@proshelf.in. See the refund policy.
The 11 books

One subject per book. Read them in any order.

Each book starts from a real problem at work. Open the one you need today, or read them all from 1 to 11.

The Money Map cover
Book 01

The Money Map

Net worth, cash flow and goals on one page

SolvesYou earn well but don't know where you stand
8 chapters10 worksheetsExcel: TrackerStory: India’s savings
83pages
See chapters
  1. Where you stand
  2. Where the money goes
  3. Lifestyle creep
  4. Goals with numbers
  5. The emergency fund
  6. Debt check
  7. Inflation and compounding
  8. Your one-page money plan
Fund Sense cover
Book 02

Fund Sense

Mutual funds, index funds and SIPs without the jargon

SolvesYou hold many funds and aren't sure why
8 chapters10 worksheetsExcel: ComparisonStory: Franklin Templeton, April 2020
85pages
See chapters
  1. What a mutual fund is
  2. The main types
  3. Direct or regular plan
  4. Index funds and ETFs
  5. SIP, lump sum or STP
  6. Read a factsheet
  7. Compare funds
  8. Review, switch or exit
Behind the Share Price cover
Book 03

Behind the Share Price

Read a business before you own a piece of it

SolvesYou buy shares on tips and headlines
8 chapters10 worksheetsExcel: ScorecardStory: DMart’s listing day, 2017
83pages
See chapters
  1. A share is a slice of a business
  2. What a strong business looks like
  3. Read an annual report
  4. Five numbers that matter
  5. Price and value
  6. Red flags
  7. Watchlist and buying rules
  8. How many shares, and when to sell
The Right Mix cover
Book 04

The Right Mix

Asset allocation: equity, debt, gold and property together

SolvesYour money sits all in FDs, or all in one market
8 chapters10 worksheetsExcel: Allocation plannerStory: The first Sovereign Gold Bond, 2015–2023
77pages
See chapters
  1. Why the mix matters
  2. The four building blocks
  3. Your risk
  4. A mix for each goal
  5. Gold
  6. Rebalancing
  7. Diversified or cluttered
  8. Your allocation on one page
Steady Money cover
Book 05

Steady Money

FDs, small savings, bonds and debt funds

SolvesYou want safe money that still beats inflation
8 chapters10 worksheetsExcel: LadderStory: PMC Bank, 2019
77pages
See chapters
  1. What ‘safe’ really means
  2. Bank FDs and deposit insurance
  3. Small savings
  4. Debt funds
  5. Bonds and government securities
  6. A ladder for steady income
  7. Real return
  8. Build the safe side
Cover First cover
Book 06

Cover First

Life and health insurance that actually protects

SolvesYou pay premiums but may still be under-covered
8 chapters10 worksheetsExcel: CalculatorStory: Arogya Sanjeevani, 2020
76pages
See chapters
  1. Protection first
  2. Term life cover
  3. Insurance and investment
  4. Health insurance
  5. Floaters, parents, top-ups
  6. The employer’s policy
  7. Critical illness, accident, disability
  8. Claims
Bricks or Shares cover
Book 07

Bricks or Shares

Home, property and REITs with the full maths

SolvesYou're deciding whether to buy a home or a second flat
8 chapters10 worksheetsExcel: Property calculatorStory: The Amrapali story, 2019
74pages
See chapters
  1. Home or investment?
  2. Rent or buy
  3. The home loan
  4. Hidden costs
  5. Under construction
  6. Rental return
  7. REITs and InvITs
  8. One property or many
Beyond Borders cover
Book 08

Beyond Borders

Investing outside India, the legal ways

SolvesAll your money is tied to one country and currency
8 chapters10 worksheetsStory: The overseas limit, 2022
74pages
See chapters
  1. Why look beyond India
  2. The rupee
  3. Indian routes
  4. Investing under the LRS
  5. Costs and paperwork
  6. How much global
  7. Foreign-education goal
  8. What to avoid
The Long Runway cover
Book 09

The Long Runway

Retirement planning for a 30-year retirement

SolvesYou don't know your retirement number
8 chapters10 worksheetsExcel: Retirement calculatorStory: The Unified Pension Scheme, 2024
75pages
See chapters
  1. Your retirement number
  2. Inflation and a long retirement
  3. EPF, VPF and gratuity
  4. NPS
  5. Build the corpus
  6. Retiring early
  7. Drawing an income
  8. Health and parents
The Calm Investor cover
Book 10

The Calm Investor

The habits that keep you invested when it counts

SolvesMarket falls make you want to sell
8 chapters10 worksheetsStory: 2008
72pages
See chapters
  1. The behaviour gap
  2. Loss aversion
  3. Overconfidence and recency
  4. Herds, tips and social media
  5. Checking too often
  6. Your investment policy
  7. When the market falls 30%
  8. A yearly review
Pass It On cover
Book 11

Pass It On

Nominations, wills and a family money folder

SolvesYour family wouldn't know what you own or how to claim it
8 chapters10 worksheetsExcel: Family asset registerStory: India’s unclaimed money
74pages
See chapters
  1. Why families lose track
  2. Nominee and legal heir
  3. A simple will
  4. Nominations everywhere
  5. The family money folder
  6. Gifts and transfers
  7. Trusts
  8. When a parent dies
What changes

From guesswork to a method you can repeat.

The books don't promise results; they give you a clear way of working that you can use again and again.

At workBeforeAfter the ShelfWhere
Big pictureEarning well, unsure where you standA net worth sheet and a goal planBook 1
FundsMany funds, no clear reasonFunds compared on purpose, cost and riskBook 2
MixAll in FDs, or all in one marketAn asset mix that matches your goalsBook 4
InsurancePaying premiums, still under-coveredThe cover your family actually needsBook 6
RetirementNo idea of your retirement numberA retirement number and a plan to reach itBook 9
How every chapter works

The same six steps, 88 times.

  1. The ideaThe whole chapter in one line you can remember.
  2. Why it mattersWhat it costs to get this wrong.
  3. The methodStep by step, usually drawn as one clear diagram.
  4. An exampleAn Indian company story or a worked example in rupees.
  5. Your worksheetApply it to your own work, today.
  6. 3-line summaryThe chapter in three lines, plus key words.
11 real-world stories

Lessons from organisations you know.

Each story appears in one book only, so nothing repeats across the Shelf.

India’s savingsone number, two readingsBook 1
Franklin Templeton, April 2020 Book 2
DMart’s listing day, 2017 Book 3
The first Sovereign Gold Bond, 2015–2023 Book 4
PMC Bank, 2019 Book 5
Arogya Sanjeevani, 2020 Book 6
The Amrapali story, 2019 Book 7
The overseas limit, 2022 Book 8
The Unified Pension Scheme, 2024 Book 9
2008the fall and the long way backBook 10
India’s unclaimed money Book 11

Stories are based on public sources, listed at the back of each book. Names belong to their owners; ProShelf is not affiliated with or endorsed by anyone mentioned. Examples marked "Example" in the books use invented names and numbers.

Worksheets & tools

110 worksheets you'll actually fill in.

Every chapter ends with a worksheet for your own work. They're all in a separate printable PDF for each book.

110worksheets and templates
9Excel files that do the maths
11printable worksheet packs

The Money Map 10

  • Your net worth today
  • Your month in ten buckets
  • Your creep check
  • Your goal planner
  • Your emergency fund
  • Your debt list
  • Your two forces
  • Your one-page money plan
  • Net worth sheet
  • Goal planner
  • Tracker (Excel)

Fund Sense 10

  • What you hold
  • Type and goal
  • Your plan costs
  • Core and extras
  • Your SIP plan
  • The factsheet check
  • Compare two funds
  • Your fund plan
  • Fund comparison sheet
  • Factsheet checklist
  • Comparison (Excel)

Behind the Share Price 10

  • What you own
  • The business test
  • The annual report reading guide
  • The five numbers
  • The price check
  • Red-flag check
  • Your buying rules
  • Your share plan
  • Company scorecard
  • Annual report reading guide
  • Scorecard (Excel)

The Right Mix 10

  • Your mix today
  • A job for each block
  • Your risk profile
  • A mix per goal
  • Your gold
  • The rebalancing check
  • Holdings count
  • Your allocation page
  • Asset allocation planner
  • Rebalancing checklist
  • Allocation planner (Excel)

Steady Money 10

  • Your safe money
  • Deposit safety check
  • Small savings plan
  • Choosing a debt fund
  • A bond check
  • Your ladder
  • Real return check
  • Your safe side
  • FD and bond ladder
  • Deposit safety checklist
  • Ladder (Excel)

Cover First 10

  • Your protection check
  • Your cover need
  • Policy review
  • Health policy check
  • Family health plan
  • Employer cover review
  • Income protection
  • Claim-ready check
  • Cover calculator
  • Policy comparison checklist
  • Calculator (Excel)

Bricks or Shares 10

  • Which decision is this?
  • Rent or buy
  • Your loan plan
  • The full cost sheet
  • Project checklist
  • Rental return
  • REIT check
  • Property in your plan
  • Rent-or-buy calculator
  • Property checklist
  • Property calculator (Excel)

Beyond Borders 10

  • Your India exposure
  • Currency check
  • Indian route choice
  • LRS readiness
  • Global paperwork
  • Global allocation
  • Foreign-education plan
  • Platform safety check
  • Global allocation sheet
  • Route comparison checklist

The Long Runway 10

  • Your number
  • The inflation test
  • Your EPF and gratuity
  • NPS check
  • Your projection
  • Early retirement test
  • Income bucket plan
  • Health and parents
  • Retirement calculator
  • Income bucket plan
  • Retirement calculator (Excel)

The Calm Investor 10

  • Your own behaviour gap
  • Your loss triggers
  • Confidence check
  • Your information diet
  • Your checking rules
  • Your investment policy
  • Market-fall action plan
  • Yearly review
  • Personal investment policy
  • Market-fall action plan

Pass It On 10

  • The ‘could they find it?’ test
  • Nominee vs heir map
  • Will planner
  • Nomination audit
  • Folder checklist
  • Giving plan
  • Do we need a trust?
  • Claim tracker
  • Family asset register
  • Nomination audit checklist
  • Family asset register (Excel)

All of it for ₹699

11 books, 110 worksheets and 9 Excel files in one download.

Is it right for you?

Who this Shelf is for, and who it isn't.

Great fit if you are…

  • Professionals earning well who are unsure where they stand
  • Couples planning goals, insurance and retirement
  • People holding many funds and FDs without a plan
  • Anyone getting family papers in order

Not the right fit if you want…

  • Stock or fund recommendations
  • Tax rates and filing help
  • Get-rich-quick schemes
  • A printed book today (PDF only for now)
Education only. Not investment, tax or legal advice.The books recommend no fund, share or product: every fund and company in the examples is invented. Tax is explained in principle, without rates; check current rules with your CA. ProShelf is not a SEBI-registered adviser.
No promised results. These books explain general methods for learning. Every situation is different, so use them with your own judgement, and speak to a qualified professional for important legal, tax or financial decisions.
FAQ

About The Wealth Shelf

Still have a question?Email support@proshelf.in.
Do I need to read the books in order?

No. Each book stands on its own; open the one whose “Solves” line matches your problem. The “How to use this book” page at the start of every book suggests where to begin.

Will you tell me which funds to buy?

No. The books show how to compare and choose for yourself, using invented example funds. They are education, not investment advice.

How long does each book take?

Most chapters take about 15–20 minutes to read, so a book takes about 2–3 hours, plus time for the worksheets.

How do I get the files?

Right after payment you get a download link on the order page and by email: 11 book PDFs, 11 worksheet PDFs and 9 Excel files. The Start here page shows what to open first.

Can I read a sample?

Yes: Chapter 1 of The Money Map is free.

Can I share the books with colleagues?

Each copy is for one reader. For team copies, write to support@proshelf.in.

What if I find a mistake?

Please tell us at support@proshelf.in. We correct errors in the next update of the book.